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Who Is Writing Homeowners Insurance In California 2025. *ranked by 2023 direct premiums written. Discover how much homeowners insurance costs in california, plus which companies offer the best coverage and cheapest rates. In just the first three months of 2023, state farm general insurance, the subsidiary of the national company that only writes home insurance in california, lost. With more california homeowners just discovering their insurance policies are getting canceled — and hundreds of thousands of others stuck with a pricey option.